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Take Control with a No-Spend Day
Money stress can feel overwhelming, but small, intentional actions can make a big difference. One of the simplest strategies in 2026 is a weekly no-spend day. This is a day each week when you commit to spending nothing on non-essential items. It may seem minor, but it can have a real impact over time. Start by choosing a day that fits your schedule. Plan meals using what you already have, enjoy free or low-cost activities like walking, reading, or hobbies at home, and avoid s
La Loma FCU
5 days ago1 min read


Tax Season Checklist: What to Do Before You File
Tax season can feel a little overwhelming, but a little preparation can make the process much easier and less stressful. Taking some time now to get organized can help you avoid mistakes and make the most of your return. Start by gathering all the documents you’ll need. This usually includes W-2s, 1099s, records of interest earned, and any paperwork for extra income, like freelance or side work. If you made charitable donations, paid student loan interest, or covered childcar
La Loma FCU
5 days ago2 min read


The New Age of AI Budgeting
AI powered budgeting tools are quickly becoming a normal part of personal finance. Many people now rely on these tools because they help transform confusing spending patterns into clear and useful insights. The technology has become more accurate and more accessible, which allows everyday users to stay organized without extra work. What AI Tools Do Well Track and categorize spending in real time Identify unusual activity or rising patterns Forecast upcoming cash flow based o
La Loma FCU
Dec 8, 20251 min read


End of Year Retirement Contributions
December is often seen as a month for celebration, but it is also one of the most strategic times to strengthen your retirement plan. The final weeks of the year allow you to take advantage of contribution deadlines and set up your future with a small but meaningful push. Many people are surprised to learn that even modest additions made now can grow significantly over time because they begin compounding at the start of the new year. Think about your retirement accounts the w
La Loma FCU
Dec 8, 20251 min read


Fall Hustles Perfect for Students and Young Adults
For students and young professionals, autumn and winter can feel like a financial squeeze, with bills, gifts, and everyday costs piling up. A flexible side gig can help you earn extra income, build valuable experience, and relieve financial pressure. Top ideas to try: Tutoring or academic help: If you’re strong in a subject, offer help to classmates or younger students. Online tutoring platforms are always looking for new talent. Social media or content work: Small busines
La Loma FCU
Oct 21, 20252 min read


Celebrating Without Overspending
Life events such as attending weddings or hosting your own are filled with joy and memories, but they can also bring significant...
La Loma FCU
Aug 22, 20251 min read


Money Wisdom for Life’s Next Season
Preparing for retirement requires more than just saving. It also means building financial literacy to make informed decisions that...
La Loma FCU
Aug 22, 20251 min read


Starting College? Here's What to Prepare for Financially
Heading off to college is an exciting milestone, but with independence comes financial responsibility. Planning ahead can help you stay...
La Loma FCU
Jul 29, 20251 min read


How to Budget When Your Income Fluctuates
Living with inconsistent income (whether you're freelancing, gig-working, or juggling side hustles) makes traditional budgeting tricky....
La Loma FCU
Apr 22, 20251 min read


Does Micro-Saving Still Work in 2025?
Even with high prices in 2025, saving money doesn’t have to feel impossible. Micro-saving (putting away small amounts consistently) still...
La Loma FCU
Apr 22, 20251 min read


Financial Success Without Social Sacrifices
Financial wellness isn’t about cutting out fun; it’s about making smart choices so you can enjoy today and secure your future.
La Loma FCU
Feb 24, 20251 min read


Deepfake Scams and AI Fraud: How to Protect Yourself in 2025
Technology has advanced rapidly, but so have scams. Deepfake scams—where AI-generated voices and videos mimic real people—are becoming...
La Loma FCU
Feb 24, 20251 min read


Try the BINGO Savings Challenge Monthly!
Saving money doesn’t have to be boring—especially when you turn it into a fun game! The BINGO savings challenge is a creative way to...
La Loma FCU
Jan 21, 20252 min read


Are You Wasting Money Without Realizing It?
January is Financial Wellness Month, making it the perfect time to fine-tune your finances for a stress-free year. While major expenses...
La Loma FCU
Jan 21, 20251 min read


Tiny Habits That Lead to Big Savings
Saving money passively means setting up systems to grow your savings automatically, without needing to think about it daily. Here’s how...
La Loma FCU
Nov 26, 20241 min read


Year-Round Savings Blueprint for Managing Your Finances
Managing your finances year-round, and during the winter, is crucial due to potential increased expenses, from heating bills to holiday...
La Loma FCU
Oct 15, 20241 min read


Elevate Your Financial Planning with These Key Questions
Financial readiness isn’t just about budgeting; it’s requires deep, strategic planning. Here are some less common but crucial questions...
La Loma FCU
Sep 9, 20241 min read


A Week of Smart Money Moves
Feeling overwhelmed by your finances? Don’t worry! Spend a week diving into fun financial practices that boost your money game. Each day,...
La Loma FCU
Jul 30, 20241 min read


Stay on Track with Your Budget Next Month
Managing your budget can be a challenge, but some digital strategies can make a significant difference. Here are three unique tips to...
La Loma FCU
Jul 30, 20241 min read


Nurturing Financial Wellness
Much like physical and mental health, our financial health requires care, attention, and proactive measures. While the journey towards...
La Loma FCU
Mar 20, 20241 min read
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