Sometimes in life unexpected, or sometimes even expected, expenses come up. You find yourself in a situation where you might need to borrow money. Here at La Loma Federal Credit Union, we make it easy for you during moments like these.
We keep what's best for you in mind, always.
Quick Cash - you can quickly get the cash you need with a Quick Cash Loan! You can use it for anything you need, whether it's for braces, a vacation, back-to-school expenses, or more. Get up to $3,500 with rates as low as 4.99% APR and 24 months terms.*
Signature Loan - our most popular type of personal loan and the options that you have with one are nearly limitless. Consolidate your high-interest debt into one convenient loan. Go on vacation. Put in a swimming pool. Pay student loans. All on your terms.
Overdraft Line of Credit - ties directly to your checking account with La Loma FCU. If funds are not available in your checking account, the overdraft transfer deposit works to keep a positive balance in your checking account. It assists members by avoiding NSF fees from the payee and credit union return fees. This is an unsecured line of credit loan up to $2,500 on approved credit. A definite benefit for those with busy lives!
Share Loans - these loans enable you to use your savings as collateral. The advantage to these loans are the low interest rates and no credit approval requirement. Up to 90% of your regular share deposit can be borrowed. Just another reason why La Loma should be your first choice for your loan needs.
Holiday Loans - tired of the mounting credit card bills during the holidays or just not enough cash flow for those holiday expenses? La Loma’s Holiday Loan is the answer! Available every year from November through January, La Loma provides two loan options for the Holiday Loan.
*APR = Annual Percentage Rate. All rates and terms are subject to change without prior notice. Terms, rates, and amounts financed vary according to credit worthiness.