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Icon of a car on a checklist with a shield and dollar sign.

Step #1

Get Pre-Approved

Apply for pre-approval and lock in a competitive rate from LLFCU

Icon of a car, key, and shopping cart for auto buying.

Step #2

Shop For Your Next Vehicle

Browse new and pre-owned vehicles online through Autoland or AutoSMART

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Step #3

Finalize Your Loan

Complete your financing with LLFCU and drive away with confidence

Shop with Our Trusted Auto Buying Partners

Finding the right vehicle doesn't have to be stressful. Through our trusted auto buying partners, Autoland and AutoSMART, you can choose the shopping experience that works best for you. Get expert assistance from a dedicated auto buying specialist or shop online at your own pace, then finance your purchase through LLFCU.

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Woman using a laptop to browse an auto buying website.

AutoSMART

Shop Online at Your Own Pace

 

Search thousands of new and pre-owned vehicles, compare options, and research pricing from the comfort of home.

Family auto buying from a sales representative at a dealership.

Autoland

White-Glove Auto Buying Service

 

A dedicated specialist handles the vehicle search, negotiation, and purchase process for you from start to finish.

Frequently Asked Questions

  • Yes. Pre-approval helps you set a budget, strengthens your negotiating power, and can speed up the buying process.

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    Yes, you can apply online. Decision times vary, but a loan processer will reach out to you 24-48 hours after receiving your application.

  • Yes. Financing may be available for vehicles purchased from a private seller, subject to vehicle eligibility and approval requirements.

  • Your budget depends on your income, expenses, credit, and down payment. A loan specialist can help you determine a comfortable payment amount before you shop.

    Call us at 909-796-0206, option 4

  • Yes. Refinancing may help lower your interest rate, reduce your monthly payment, or adjust your loan term.

  • Yes. If you’re purchasing your leased vehicle at the end of the lease, financing options may be available.

  • A down payment is not always required, but putting money down can lower your loan amount, monthly payment, and overall interest costs.

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