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Take Control with a No-Spend Day
Money stress can feel overwhelming, but small, intentional actions can make a big difference. One of the simplest strategies in 2026 is a weekly no-spend day. This is a day each week when you commit to spending nothing on non-essential items. It may seem minor, but it can have a real impact over time. Start by choosing a day that fits your schedule. Plan meals using what you already have, enjoy free or low-cost activities like walking, reading, or hobbies at home, and avoid s
La Loma FCU
Jan 261 min read


Tax Season Checklist: What to Do Before You File
Tax season can feel a little overwhelming, but a little preparation can make the process much easier and less stressful. Taking some time now to get organized can help you avoid mistakes and make the most of your return. Start by gathering all the documents you’ll need. This usually includes W-2s, 1099s, records of interest earned, and any paperwork for extra income, like freelance or side work. If you made charitable donations, paid student loan interest, or covered childcar
La Loma FCU
Jan 262 min read


How to Reclaim Your Work-Life Balance in 2026
“Busy” has become the default setting for many of us. With constant notifications, blurred boundaries, and the pressure to always be available, true work-life balance can feel harder than ever to achieve. In 2026, balance isn’t about doing less it’s about being more intentional. Work-life balance looks completely different for everyone. What matters is defining it based on what genuinely supports your well-being, not outdated expectations or external pressure. Productivity to
La Loma FCU
Jan 201 min read


Keeping up with New Years Resolution
January has a way of making everything feel possible: a new calendar, a clean slate, and that quiet hope that this year will be a little better than the last. It’s natural to start thinking about goals and changes, but the truth is, the best ones usually start small and feel doable. It could be something as simple as drinking a glass of water when you wake up, laying out your clothes the night before, or taking a short walk outside each day. Small habits like checking your ba
La Loma FCU
Jan 201 min read


The New Age of AI Budgeting
AI powered budgeting tools are quickly becoming a normal part of personal finance. Many people now rely on these tools because they help transform confusing spending patterns into clear and useful insights. The technology has become more accurate and more accessible, which allows everyday users to stay organized without extra work. What AI Tools Do Well Track and categorize spending in real time Identify unusual activity or rising patterns Forecast upcoming cash flow based o
La Loma FCU
Dec 8, 20251 min read


End of Year Retirement Contributions
December is often seen as a month for celebration, but it is also one of the most strategic times to strengthen your retirement plan. The final weeks of the year allow you to take advantage of contribution deadlines and set up your future with a small but meaningful push. Many people are surprised to learn that even modest additions made now can grow significantly over time because they begin compounding at the start of the new year. Think about your retirement accounts the w
La Loma FCU
Dec 8, 20251 min read


Detox Your Digital Life Before the Holidays
The holiday season should bring joy—not burnout from constant scrolling, notifications, and digital noise. A pre-holiday digital detox can help you slow down, clear your mind, and reconnect with what truly matters. Start small. Silence unnecessary alerts, log off social media for a weekend, or take an hour each evening without screens. Notice how your mood shifts when you create space for stillness. Over time, these small breaks can improve sleep, boost focus, and help you fe
La Loma FCU
Nov 12, 20251 min read


Sleep Better as the Days Get Shorter
When the clocks fall back, even one lost hour of daylight can throw your body off balance. Darker mornings and earlier sunsets can make it harder to fall asleep, stay alert, and keep your mood steady. But with a few thoughtful adjustments, you can help your body adapt and stay well-rested all season long. Protect Your Routine Try to go to bed and wake up at the same time every day, even on weekends. This consistency keeps your internal clock aligned and helps you feel more en
La Loma FCU
Nov 12, 20251 min read


Fall Hustles Perfect for Students and Young Adults
For students and young professionals, autumn and winter can feel like a financial squeeze, with bills, gifts, and everyday costs piling up. A flexible side gig can help you earn extra income, build valuable experience, and relieve financial pressure. Top ideas to try: Tutoring or academic help: If you’re strong in a subject, offer help to classmates or younger students. Online tutoring platforms are always looking for new talent. Social media or content work: Small busines
La Loma FCU
Oct 21, 20252 min read


Get Ahead of the Holidays with Smart Financial Prep
The holidays always seem to arrive faster than expected, and this year rising prices, travel costs, and earlier sales make preparation more important than ever. A few smart moves this fall can keep your winter merry and your finances steady. Begin by reviewing your budget before the spending rush begins. Look at last year’s holiday expenses such as gifts, food, and travel, and adjust for 2025’s higher costs. Set a clear spending limit and consider opening a separate holiday
La Loma FCU
Oct 21, 20251 min read


Best Local Hikes for All Ages
There’s something special about this time of year, the cooler mornings, golden trees, and that fresh fall breeze that just makes you want to head outside. If you’re looking for simple ways to enjoy the season, and get some exercise, these local trails are perfect. Santa Ana River Trail - Redlands, CA - Distance up to 57.7 miles miles This flat, paved trail is perfect for families with bikes, strollers, or young kids. The river nearby brings a fresh breeze, and mountain vi
La Loma FCU
Oct 16, 20251 min read


3 Cozy, No-Fuss Recipes to Welcome October
Ready to make cozy, simple meals that showcase the fall season’s best flavors? October is the perfect time to enjoy them! From weeknight meal prep to hosting friends, these easy dishes deliver comfort with minimal effort. Here are 3 fall favorites that are quick, comforting, and full of autumn flavor: Creamy Pumpkin Pasta : Ingredients: Pumpkin puree, rigatoni pasta, olive oil, fresh sage, garlic, nutmeg, salt, black pepper, milk, and parmesan cheese. View full recipe here .
La Loma FCU
Oct 16, 20251 min read


Celebrating Without Overspending
Life events such as attending weddings or hosting your own are filled with joy and memories, but they can also bring significant...
La Loma FCU
Aug 22, 20251 min read


Money Wisdom for Life’s Next Season
Preparing for retirement requires more than just saving. It also means building financial literacy to make informed decisions that...
La Loma FCU
Aug 22, 20251 min read


Fitness Trends for All Ages
Staying active is important at every stage of life. The good news is that fitness does not have to be complicated or intimidating. Today,...
La Loma FCU
Aug 22, 20251 min read


Being a Good Custodian of the Environment
Caring for the environment is not just about large movements or scientific breakthroughs. It begins with the choices each of us makes...
La Loma FCU
Aug 22, 20251 min read


No-Cook Meal Ideas for Your Next BBQ
When it’s too hot to turn on the oven and you’re headed to a BBQ, or hosting one yourself, no-cook dishes can be your best friend....
La Loma FCU
Jul 29, 20251 min read


Beat the Heat: Staying Cool, Hydrated & Healthy This Summer
Summer brings sunshine, fun, and long days outdoors, but it also means rising temps that can take a toll on your health if you’re not...
La Loma FCU
Jul 29, 20251 min read


The New Face of Fraud: AI Scams in 2025
In 2025, scams powered by artificial intelligence have reached alarming sophistication. Fraudsters are using AI to create fake voices,...
La Loma FCU
Jul 29, 20251 min read


Starting College? Here's What to Prepare for Financially
Heading off to college is an exciting milestone, but with independence comes financial responsibility. Planning ahead can help you stay...
La Loma FCU
Jul 29, 20251 min read
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