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What to Do if You Suspect You’ve Been Scammed

La Loma FCU

magnifying glass showing the word: scam

Discovering you’ve been scammed can be alarming, but swift action can help mitigate the damage. Here’s a quick guide on steps to take if you find yourself in this situation:


  1. Act Fast: Immediately contact your bank, credit union, or credit card company to report any unauthorized transactions. They can freeze your account and help prevent further losses.


  2. Update Your Passwords: Change the passwords for any accounts that might be compromised. Use strong, unique passwords for each account.


  3. Notify the Authorities: File a report with the Federal Trade Commission (FTC) or your country’s equivalent. You should also report the scam to local law enforcement if necessary.


  4. Monitor Your Accounts: Keep a close eye on your financial statements and online accounts for any suspicious activity. Set up alerts if possible.


  5. Educate Yourself: Learn from the experience by understanding how the scam happened. This knowledge can help you avoid similar scams in the future.


Prompt action and awareness are your best defenses against further harm. Stay vigilant and protect yourself.

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