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La Loma FCU

Secure Giving: Avoiding Donation Scams


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Making informed decisions about your donations is crucial to ensure they reach their intended recipients and avoid fraudulent schemes. Here are essential tips for donating safely and responsibly.


Research the Charity: Verify the legitimacy of the organization through reputable sources like Charity Navigator or Guidestar. Look for transparency in their financials and operations.


Be Wary of Unsolicited Requests: Avoid responding to unexpected phone calls, emails, or door-to-door solicitations. Legitimate charities typically do not reach out in these ways.


Donate Securely: Use secure payment methods such as credit cards or checks made out to the charity’s official name. Avoid cash donations and be cautious of requests for wire transfers or gift cards.


Ask Questions: Contact the charity directly to inquire about their programs, how donations are used, and what percentage goes directly to their mission.


Trust Your Instincts: If something feels off or too good to be true, it’s okay to step back and research further before donating.


By following these tips, you can ensure your generosity has a meaningful impact on those in need while avoiding potential scams. Stay informed and donate with confidence to make a positive difference in your communities.


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