Think Before You Click: Simple Ways to Avoid Financial Fraud

Scammers are getting better at making fake texts, calls, and emails look real. A few simple habits can help protect your money and personal information.

Pause Before You Respond

Be cautious of unexpected messages that create urgency, especially ones claiming there is a problem with your account. Avoid clicking unfamiliar links or sharing personal information.

Keep Security Codes Private

Never share your password, PIN, or one-time verification code with someone who contacts you unexpectedly.

Check Your Accounts Often

Review your transactions regularly and look for anything you do not recognize. Account alerts can also help you catch suspicious activity quickly.

Verify Before Sending Money

If someone asks you to send money through a payment app, wire transfer, or gift card, make sure you know exactly who you are paying.

When something feels suspicious, stop and verify it yourself. If you receive a message claiming to be from La Loma Federal Credit Union and you are unsure if it is legitimate, contact LLFCU directly before taking action.

A few extra seconds of caution can help keep your finances protected.