Scammers are getting better at making fake texts, calls, and emails look real. A few simple habits can help protect your money and personal information. Pause Before You Respond Be cautious of unexpected messages that create urgency, especially ones claiming there is a problem with your account. Avoid clicking unfamiliar links or sharing personal information. Keep Security Codes Private Never share your password, PIN, or one-time verification code with someone who contacts yo

Some days just feel heavier than others. When you are in a slump, small changes can help shift your focus and make the day feel a little brighter. Change your surroundings. Move to a different room, open the blinds, tidy up your space, or go somewhere that feels relaxing. Put on something that makes you feel good. A favorite outfit, cozy clothes, or even getting ready for the day can give you a small confidence boost. Listen to something uplifting. Play a favorite playlist, f

A social media ad offering a popular product at a huge discount can be tempting, especially when it looks like it comes from a brand you recognize. However, some ads lead to fake online stores created to steal payment information or sell counterfeit products. Before entering your card information, take a closer look at the deal. The Deal Creates Urgency Scammers want you to act before you have time to research the seller. The discount seems too good to be true A countdown say

If it seems like scam texts are everywhere lately, you're not alone. In fact, text-message scams have become one of the most common ways fraudsters try to steal personal and financial information. Many of these messages look legitimate at first glance, which is exactly what makes them so effective. Here are three scams showing up in inboxes across the country right now. "You Have an Unpaid Toll or Traffic Violation" This is one of the fastest-growing scams. The text claims yo