La Loma Federal Credit Union is committed to helping our members stay safe and alert this Holiday Season. Please stay alert and avoid becoming a victim of a scam. Scammers have become increasingly adept to getting personal information through phone and email. Here are some helpful tips to help keep your information safe. 

 

Beware of Zelle and Cash App Scams:

• Only use P2P services to pay friends or businesses you know and trust.

• Use caution if a service provider requests money through Zelle or Cash APP.

• Be wary of these common Zelle and Cash App Scams: once the payment is sent it cannot be cancelled or disputed.

  • Romance Scam

    • Scammers will use online relationships to charm individuals into sending money or gifts.

  • Fake Invoice Scam

    • Scammers send invoice emails or text messages that appear to be from a business.

  • Emergency Phone Scam

    • A scammer will ask someone to use their phone for an emergency and quickly send a payments to a 3rd party

  • Phishing Scam

    • Scammers send emails or text messages that appear to be from a financial institution asking users to provide personal information.

  • Lottery Scam

    • Scammers send emails or text messages from a lottery company offering a prize of some sort. 

 

Beware of Call Scams

 

Be Alert when sending money overseas, only send money to individuals you know. 

 

Be Alert!!!

Be wary of internet scams:

• Payment requests via Gift Cards or Gift Card claim codes

• Payments that are made off a merchants site (be cautious if directed from the merchants site)

• Offers that seem too good to be true

• Payments to receive large sums of money

• Payments to someone whose identity you can’t confirm

• Be cautious of suspicious emails​

 

Check your account:

La Loma FCU offers mobile and home banking to help you stay up to date with your daily transactions. Regularly check your account(s) online to monitor balances and spending. This can serve as a first line of defense against unauthorized use. 

 

Have a strong password:

A unique password acts as a deadbolt on your account. It’s always good to update your online banking passwords regularly. By changing your password regularly, it can help lower the odds of your password being stolen or decoded by fraudsters. 

 

Don’t reveal personal information to unknown parties:

Phone calls, emails, and text messages can be masked to look like they are coming from a trusted source when they are actually from an unknown party. Play it safe, do not send your personal information such as account numbers, social security numbers, passwords, etc. via phone or email. 

 

Be careful with shopping online:  

Be cautious when setting up automatic payments and saved passwords from online merchants. Always remember to never send money to unknown parties. 

 

Please report any suspicious activity to the Federal Trade Commission (FTC) at www.reportfraud.ftc.gov.