VISA® Credit Cards

As of 06/01/08 a 1% single-currency foreign transaction fee will be assessed by Visa. Foreign multi-currency Visa fees will remain the same at 1%.

Check out our Low Cost Visa *Platinum* Card with NO Annual Fee!

With NO annual fee and 8.9% APR* on the unpaid balance,
LLFCU's VISA card is one of the best bargains in the business.
Limits to $25,000 Available.

VISA Platinum

• NO Annual Fee.
• 8.9% Annual Percentage Rate for purchases and cash advances.
• Credit Limit up to $25,000 on approved credit.
• No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
• $250,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents are automatically covered up to $250,000.
• No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.
• Purchase Security
• Auto rental collision damage waiver program

VISA Classic

• NO Annual Fee.
• 12.9% Annual Percentage Rate for purchases and cash advances.
• Credit Limit up to $10,000 on approved credit.
• No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
• $100,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents are automatically covered up to $100,000.
• No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.

Student VISA
Members who are currently students can apply for our Student VISA Card. Giving you buying power as you advance through college!! Credit limits are based on full-time student status and academic classification in college.

Credit limits:
• Freshmen: $500
• Sophomore: $600
• Junior: $700
• Senior: $800
• Graduate Student: $1000

NO Annual Fee
12.9% Annual Percentage Rate for purchases and cash advances.
Please refer to Visa Classic Card for additional benefits.
Disclosure Information

VISA Share Secured

• $25 Annual Fee.
• 12.9% Annual Percentage Rate for purchases and cash advances.
• Credit Limit up to $10,000 on approved credit.
• No cash advance fee. Cash advances can be obtained worldwide at any financial institution displaying the VISA symbol, without a fee or service charge.
• $100,000 FREE Travel/Accidental Death and Dismemberment insurance. Purchase travel tickets with your La Loma Visa Card and you and your dependents are automatically covered up to $100,000.
• No fee for balance transfers. You can transfer balances from other credit cards saving you money in interest fees with our low annual percentage rate.
• Optional Credit Account Protector (CAP) insurance can be purchased to cover your credit card balance and payments. Coverage occurs when a layoff, illness or disability keeps you out of the workplace, or a death takes away a spouse and parent, causing difficulty for your family to keep up with all of its expenses.
  

Verified by Visa Program
With a La Loma Visa Credit Card, you have many advantages. Now add on-line shopping security to the list. Members can go online and register their La Loma Visa Credit Card with Verified by Visa, a new on-line shopping security tool. All you do is go to the Visa web site, take the Visa credit card you already have, add a password to it using the online tool provided by Visa and you have the protection and security for on-line shopping that you've always wished for. Click on the verified by visa logo below to sign up now.

     * APR - Annual Percentage Rate

Visa Account Agreement
If you would like a copy of our Visa Account Agreements please stop by our branch or fill out the form below and it will be mailed to you.